I've been declined finance, what can I do?

Sometimes Omni Finance may decline an application, but you’ve still got plenty of other ways to complete your order. Here are your options:

1. Extended Lending Term

In some cases, Omni Finance may offer you the option to re-apply over a longer lending period. This would include APR and is always subject to Omni’s own terms and conditions.

Phone Number: 0333 240 8317

Email: Customerenquiries@ocrf.co.uk

2. PayPal Pay in 3

A super flexible alternative! PayPal’s Pay in 3 lets you split your order into 3 equal monthly instalments, completely interest-free. Just select PayPal at checkout, and you’ll see the option if you’re eligible.

3. Outright Payment

You can also checkout using one of our standard payment methods:

• Debit or Credit Card (including Amex)
• PayPal
• Amazon Pay
• Apple Pay

⚡ Important note: All credit applications are handled solely by Omni Finance. Smart Home Sounds has no say in the approval process.