I've been declined finance, what can I do?
Sometimes Omni Finance may decline an application, but you’ve still got plenty of other ways to complete your order. Here are your options:
1. Extended Lending Term
In some cases, Omni Finance may offer you the option to re-apply over a longer lending period. This would include APR and is always subject to Omni’s own terms and conditions.
Phone Number: 0333 240 8317
Email: Customerenquiries@ocrf.co.uk
2. PayPal Pay in 3
A super flexible alternative! PayPal’s Pay in 3 lets you split your order into 3 equal monthly instalments, completely interest-free. Just select PayPal at checkout, and you’ll see the option if you’re eligible.
3. Outright Payment
You can also checkout using one of our standard payment methods:
- Debit or Credit Card (including Amex)
- PayPal
- Amazon Pay
- Apple Pay
⚡ Important note: All credit applications are handled solely by Omni Finance. Smart Home Sounds has no say in the approval process.