I've been declined finance, what can I do?
Sometimes Deko-Pay Finance will decline lending to a customer. In this case, you have a few options below:
Extended Lending Term Option
On some occasions, Deko-Pay will give customers the option to take out finance on their purchase over a longer lending period when their original application has been declined. This is subject to Deko-Pays Ts & Cs and will carry APR.
Paypal Pay in 3
PayPal does offer a Pay in 3 option allowing you to split payments equally over the next 3 months. You will need to select PayPal at checkout and go through their set-up steps.
Outright Payment methods
We offer a variety of outright payment methods, including PayPal, Amazon Pay and Credit/ Debit card payment, if any of these would be a suitable alternative for you.
For more on our payment options, please visit our What are my payment options? page.
Please note, all credit applications are handled by DekoPay solely. Smart Home Sounds have no bearing on which applications are accepted or not.